Own package units.
Fund with mobile money.
D9ai gives you investment units in managed packages over a clear 100-day cycle. Deposit with Airtel Money or MTN Mobile Money and track deposits, package returns and referral rewards in separate balances.
Investing involves risk. Package returns are never guaranteed.
Available balance
UGX 1,250,000
Illustration only.
How it works
Four simple steps
Create your account
Register with your Uganda phone number and a password — your account is ready instantly.
Deposit with mobile money
Pay with Airtel Money (*185*9#) or MTN Mobile Money (*165*3#) using your unique D9ai reference.
Choose a package
Buy units in a Starter, Growth or Premium package from your wallet balance.
Track and withdraw
See package returns and request withdrawals to your mobile money number.
Airtel Money
Business ID 7276497 · recipient D9ai
MTN Mobile Money
ID 45854773 · recipient D9ai
Packages
Three tiers, one 100-day cycle
Starter
From small amounts — a simple way to start owning package units.
UGX 30,000 – 250,000
4 packages · 100-day cycle
Growth
Larger unit holdings for steady, long-term savers.
UGX 500,000 – 1,500,000
3 packages · 100-day cycle
Premium
Highest tier, with Monday withdrawal windows.
UGX 2,000,000 – 3,000,000
2 packages · 100-day cycle
Our commitments
Transparent by design
- Package returns are paid only from verified package returns — never from other customers' deposits.
- Wallet balances use protected internal transaction records.
- Estimates are always labelled “Estimate — not guaranteed”.
- Referral commissions apply to eligible direct-referral package purchases and are funded by D9ai.
FAQs
Common questions
What do I get when I buy a package?
You receive investment units in a D9ai package for a 100-day cycle. Day-one package returns are credited immediately, followed by returns every 24 hours for the package cycle.
Are returns guaranteed?
No. Any estimate shown is labelled “Estimate — not guaranteed”. Package returns depend on actual package performance and may be lower than estimated, or zero.
How do I deposit?
Create a deposit, receive a unique D9ai payment reference, pay with Airtel Money or MTN Mobile Money, then enter your transaction ID. Your wallet is credited once the payment is verified.
When can I withdraw?
Starter and Growth packages follow daily withdrawal windows set by D9ai. Premium packages accept withdrawal requests on Mondays (Kampala time).
Do referrals pay a commission?
Referral commissions are based on the price of every eligible package your direct referral purchases. See the Referrals page for the current rate for all packages. Eligibility checks apply.
Ready to start?
Open an account in minutes with your phone number.